“Learn The Details About Our Assisted Home Buyer Program Here”
Hello Future Homeowner,
My name is Allan Henry. If you would like to buy a home, but are not currently in a position or can’t to qualify for a traditional mortgage, you’ve come to the right place.
I am a real estate agent who can help you. I am also a investor and I buy and sell homes… By using my special Assisted Home Buyer Program financing, you can purchase a home from us.
It does NOT matter if you have no credit, bad credit history, bankruptcy, late payments, judgments, liens, tax problems, collections or charge offs, you can still buy one of our homes. It won’t even matter if you have verifiable income. We believe that everyone regardless of past challenges has a right to own their own home.
We are constantly acquiring new homes in almost every area.
These are high quality homes in great areas with nice neighborhoods and excellent schools. You will have a variety of homes to choose from right off the MLS website. Also many of the homes we have are less than 5 years old and in nearly perfect condition. We also have investment fixer upper bargains for those wanting to do a little bit of added value through personal improvements.
Because you will be picking homes from the MLS and through our list many of these homes will have beautiful new kitchens and master bathrooms, large master bedroom suites, and big fenced in yards for the kids and your pets. Most of them have big 2 or 3 car garages and plenty of storage space.
Right here I am going to show you the easy steps you will take to buy a home. These aren’t difficult steps and they don’t take a lot of your available time. In fact, they can be pretty exhilarating… especially when you start searching for your new home.
We make it very simple to own your own home… to have a home that you can claim as your own place and be a proud owner. Almost every one of our past home buyers had been turned down over and over again by lenders and mortgage brokers… even lenders that advertised “bad credit is okay.” They never thought they’d EVER be able to actually buy a home for themselves and their family until they got into our Assisted Home Buyer Program.
Keep reading and we will give you all the details you want to have your new home in as little as 7 to 10 days.
There is absolutely no charge for our service, we will make our money on the sale of the property and the seller pays for it. There is also no obligation to purchase. If you like what you hear and see, great, let us know and we will expedite getting you started and send you a list of properties we have available or schedule a time for you to view properties you have your eye on… if, on the other hand, you decide this program is not for you, that’s not a problem… there’s no hard feelings on our part. It’s really pretty simple and straight forward. You either want to do it or you don’t.
First of all… let me explain where we buy the properties we offer you for sale.
We get lots of phone calls, each and every day, from people who have homes they want to sell quickly. After reviewing the property with the sellers, if we think these homes will be a great fit for you as the buyers we will purchase these properties and then offer them to our “Registered Assisted Home Buyers.”
We buy from sellers who have their home listed for sale on the MLS, we may also buy from sellers that can’t seem to get their houses sold or maybe they just want to sell quickly… there are as many reasons as there are sellers. It doesn’t matter to us as long as the deal we make solves the Seller’s problem, is profitable for us and is right for one of our “Registered Assisted Home Buyers.”
We aren’t in the business of taking advantage of distressed Buyers or Sellers. We believe that we make the most money by helping people, and make fair offers… and we sleep better at night because of it.
By the way, if you are interested in selling a house, please click here. We will make you a fair flexible offer on your home within 24 business hours… then you can take your time and decide if that offer is right for you. Many times we make multiple offers so that there are options to choose from depending on your needs.
So… since we are able to do this, we end up with a bunch of properties and we are always looking for great people to sell them to. Fortunately for us, because of word of mouth marketing, we have a ton of people who want to buy our houses. In a moment I am going to explain how we will put together the structure on the home purchase deal with you, but first before that I want to tell you the second way we can help you find your home.
If what we are offering does not take care of your needs or if you feel there is too much competition between our buyers for the homes we currently have, (since we have so many people in our program). If you feel you would be better of buying a house that we do not have for sale at the moment, don’t worry we can still help. Here is what we will do for you…
Once you are a registered member with us, you can also look at every home listed “For Sale By Owner” or “For Rent” or “Listed by Real Estate Agent on the MLS”. You can shop for anything that is for sale and has a sign in the front yard. If you look at these properties we ask that you find 3 to 5 that you like, we can usually get on the phone with the seller or Agent and put together a deal on at least one of them that will make sense for you. It’s simple just let us know which properties you like. Leave the rest to us.
We will negotiate with the seller so that we can structure the purchase in a way that will work for your situation. These turn out to be win-win-win situations for the Seller, for us, the middleman Buyer and for you, the end Buyer.
Okay… now that you know how you are going to find your new home… either through the list that we send out every week or by tracking down a “For Sale By Owner” or “For Rent” or “Listed by Real Estate Agent on the MLS” property. Now I’m going to move on to…
Here is how we do the Assisted Home Buyer Program. We sell you the property “Rent To Buy.”
That means that you are buying the property from us. We lease the property to you for a specific period of time, usually 1-2 years depending on your situation, and during that time you have the option to buy it from us at a price that we both agree upon when you first move in.
You will also pay a “Lease Option Fee” when you move in and buy the house from us. This money will apply to the purchase price of the home and will reduce (usually eliminate) your down payment when you eventually take out a 30 year mortgage with a bank. The minimum “Lease Option Fee” that we accept is $2000 plus the first monthly lease payment. So if the monthly lease amount is $1050 and the “Lease Option Fee” is $2000, you will need $3050 to close the deal and move into the house. Make sense?
Each property is different and has a different “Lease Option Fee” amount. When you register online, just let us know how much money you have for the “Lease Option Fee” and we will try to only send you a list of houses that fit those specifications.
For example, if you have $6000 for the “Lease Option Fee,” don’t ask for the list of $12,000 “Lease Option Fee” properties… it will just frustrate and or disappoint you. We encourage you to have a realistic perspective about what you can or can not afford, so your payments don’t stress you out.
It is our goal to help you eventually qualify for a mortgage and refinance the house, pay us off and put you on the property deed. Remember, you do NOT have to qualify for a mortgage now.
We work with expert and very reputable, very understanding mortgage brokerage companies… they are “amazing people” and we will have you to talk to them. Now, don’t misunderstand what the process is… to be clear we don’t expect you to be able to qualify for a mortgage right now… after all, that is probably the reason why you tracked us down and still reading this.
What we want to do, is expedite out how soon you will be ready to qualify… for some individuals, it may only be a couple of months… for other people it might be a year or two or five years. It will not matter to us how long you take, but we will not put you into the Assisted Buyer Program without giving you enough time to get back on track financially allowing you to get a mortgage loan when the time for that arrives.
Our mortgage broker is ready and waiting for prequalifying you for a mortgage because they know that they have a high chance of having you as a customer for their business down the road when you are finally able to take out the purchase loan. They are not going to be pushy and mean to you like so many other mortgage brokers, just because they can’t do a loan for you right this moment… they’re like us as they are in it for the long term relationship.
With that said you now know the first thing we are going to be asking you to do… it’s a quick easy phone conversation that takes maybe 15 to 20 minutes… you don’t even have to go meet with them… and they keep everything 100% confidential.
Oh and just in case you were concerned, there is nothing that we haven’t seen before… you’re not going to be shocking us, no matter how awful you think your current situation is. Do not forget, there are over 1 million bankruptcies on average each year in the United States alone… and a lot more people than that have had hard times and credit challenges. Our mortgage broker will ask you a couple of questions about your income and your job (or lack thereof), they’ll pull your credit report to see where your at or if there are any surprises, and then, they’ll be able to tell us exactly how long you are going to need before you can get a bank loan.
Hold on…. and this is for maybe 15% of you out there. Sometimes, we learn that you qualify for a home loan right now… you might have thought that you had reasons holding you back such as bad credit, but it turns out after we pull your credit history that the bad remarks on your credit report don’t matter as much as you thought.
If this happens, it’s very nice because now your home buying options open up tremendously… you could potentially purchase virtually any house on the market that is within your prequalified price range. Of course, we would still be happy to sell you one of our homes, but we also want to give you the opportunity to shop for what else is available out there through our approved Buyers Agents.
What we will do is set you up with once of our recommended licensed real estate professionals… someone who always works with buyers as their main job… someone who isn’t disrespectful or pushy, will take things slow or fast according to the time you need to help you find a property and will be there to hold-your-hand through the entire process. We search very hard for good agents that pass our rigorous interview process so that we can connect you with… real pros. This agent will either meet with you at your location in person and sit in front of a computer with you and pull you up listings or email you or they will post mail you the property listings. It’s whatever you prefer.
But don’t forget… that’s only going to be for about 15% of people who want to work with us. What we REALLY do is work hard for the other 90% of you… that’s our expertise.
After you talk to our recommended and approved Mortgage Broker, we will immediately send you an official “Assisted Home Buyer Registration And Qualification” email. You are now officially registered as one of our potential buyers… and remember… all this is FREE and there is absolutely no obligation.
Now comes the fun stuff…
There are a couple of ways that we can do this.
First… we want to sell you our properties. Every time we get a new property in the area you are looking in, we will send you an email.
But here’s the down side… we have a lot of people like you who are actively looking for a place to call home… as of last count, it was 183… and we get more each and every day. So when we get a new home for sale, those homes move pretty quickly.
The problem for us was… how can we be fair about this… and we thought about it for a long time. Who should we notify about our new properties first? Should first notice go to the people who are on our list the longest, the ones who are ready to buy “right now,” the ones we think will qualify in the shortest period of time… on and on we went with this and we finally came up with what I think is a pretty fair solution.
We just send the email to everyone at the same time and then it’s “first come, first serve.” Nothing else matters. First family who wants it, gets it.
Now you may not feel comfortable acting quickly in the beginning and we sure aren’t going to push you. We let you tell us when you’re ready to go. What happens most of the time is, at first, when folks become “Registered Buyers” they take their time, they look at the properties we have for sale, they let a few pass by them because they weren’t exactly what they were looking for or they want to get comfortable with the process.
But then… after a while, our “Registered Buyers” start getting comfortable. They see what is available for the money they can afford, they get to know the different neighborhoods… they get comfortable with us and realize that we are for real and that we do what we say we do and then… that is when they feel comfortable about making an offer on a house on very short notice. We won’t push you… only you know if the house is right for you. If it’s not, just wait… you may not get that one, but we are always getting new property. We don’t want you to be a hasty buyer… only you know your comfort zone.
So… as soon as you get your official “Buyer Registration And Qualification” email, we will start sending you properties to look at. Sometimes we may only have one or two a week… other times, we will have 15 or 20 a week. It all depends on how many houses we bought.
So… we’ll email you the address of the property and a brief description of it. If it looks interesting to you at all, we encourage you to go see it immediately. Drive by… we find that 75% of the time, you can tell if a house is for you by looking at the exterior and the yard and the neighborhood… or maybe it’s more accurate to say that you can tell that it’s NOT for you, by looking at the outside.
If it looks interesting to you, then it’s time to take action and call us. One of our people will schedule a time that is convenient for you both and show you the property. They will get you inside so you can look around at your leisure… check out the condition; get a feel for the size and the layout.
Then, just sit down on the couch or the floor and soak it in and decide if this house feels like home. If it does… if it pushes your buttons… and you’ll know when it does… something magic happens when you find a house that you know is going to be YOUR home. When you decide, then it’s time to take the next step.
Before I go any further, let me ask you for a favor in advance. If you drive to the house without one of our representatives, please do NOT knock on the door. Someone may be living in the house… it may be the previous owner who hasn’t moved out yet, it may be a tenant who is entitled to their privacy. Please, I ask again, do not disturb the tenant. It just creates lots of problems for us because we have so many people looking at these properties… it’s not fair to those folks if people are knocking on their door all day.
Okay… let’s move to the next step. It’s time to fill out the paper work. When you meet with our representative to view the property, they will bring all of the necessary paperwork. When you say, “We want it!”…our representative will fill it out and explain it to you.
It explains the move-in date, the price, the terms, the monthly payment, the length of the option and it lays out who is responsible for what, in the agreement and what happens if one of us defaults on the agreement. One of the valuable things we do is treat you like the owner as soon as you move in. We pretty much trust you to take care of the property like it was yours… after all, you are buying it… you just haven’t got the deed yet. It is in our best interest to see you succeed in the purchase of this home and that, by the way, is how we make the most money. It’s also a lot of fun to have happy campers around.
Now… If you don’t understand the paperwork, please feel free to take it to your attorney before you sign it. We will NOT pressure you to buy. We want you to be 100% comfortable with your decision. This is a legally binding agreement and you only want to sign it if you are fully and completely aware of what you are agreeing to.
Our representative has the authority to okay you as the new buyer of the home, but the only way the agreement is sealed is when you transfer the funds for the “Lease Option Fee” and the first month’s payment. We only accept certified funds to activate the purchase agreement… for example: a wire transfer, a cashiers check or a certified check… we can not take cash.
The reason we do this is because we do not want to tie up the property in an agreement with someone who ends up not being able to come up with the money or who needs more time to make a decision. We may have others waiting in line for a chance at that property and it’s not fair to them if we let someone tie up a property without being truly serious or capable of closing. As I mentioned before, it really is “first come, first served.” With that said, you might want to drive to your bank with our representative, right then and there when you sign the agreements and have a cashiers check drawn up to “secure” the property for you and culminate the deal.
With all that said about “Securing” the property… just remember, that we don’t want you to feel pressured to make a decision before you are ready… we will always get more properties next week if you aren’t 100% sure of this one.
Well that’s it. I hope I’ve answered all of your questions. If not, feel free to email us. The only thing you need to do to get started is just scroll down the page and fill out the online form. It asks a few basic questions, gets your contact information and helps us get you on the right path. Make sure to give us your primary email address.
Hopefully the things you’ve learned from this program has convinced you that what we offer is real, that we are real people with a desire to help you meet your goals. I tell all of the people who work with us that, as a company, we are here to solve peoples housing problems. “The more people we help assist in the home buying process, the more money we make.” Yes, we are in it for the money… this isn’t a charity ordeal, but it’s funny how the more you give, the more you receive in return. It’s definitely Karma and the Golden Rule all rolled up into one package. We will do our very best to help you find your dream home… but now it’s your turn to move forward on your goals… it’s time for you to take action.
Just fill out the contact for on the side or “No Credit & No Banks Home Ownership” Questionnaire. It will only take 5 minutes… 5 minutes that can change the rest of your life. As soon as you do, the machine will start moving and our little wheels go into action for you exactly the way it was laid it out here. Remember, this “Assisted Home Buyer Registration” is 100% free. You are not obligated to buy our properties in any way… as a matter of fact we don’t want you to buy our properties if they aren’t the right fit for you.
Thank you for reading this (rather long) details page. Your dream of home ownership can finally be realized if you just take action and get started now by filling out the form.
No matter what you decide, I wish you the very best of all great things.
Best Wishes From Your Friend,
PS – Just a quick note: Although I am a licensed real estate agent, I am not soliciting you to list your property or represent you. I am acting as a buyer/investor and only represent myself in any transaction.