Free Estimate Calculator


To receive your no obligation purchase price estimate please use the calculator below:

Do you ever ask yourself, “How do I sell my house fast in Utah” or “Who will buy my house in Utah?” You have found the answer with Henry Buys Houses! We are Utah premier home buyers! We are local house and home buyers in Utah.

Houses can take a long time to sell, and realtor fees and commissions can really add up. Before you proceed with selling your home you must know how much your going to receive at the closing date. We have designed the calculator below to show you just that.  If your Projected net equity is lower than you thought its because no one ever took the time to explain it to you. Do not worry about the head aches and hassles sell to us today instead of waiting and speculating. We will give you what you deserve. For info and instruction on using the calculator see below the calculator for definitions and verification of our calculations.

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Calculator inputs and definitions:

Conservative Sales Price of Property: Your sales price will be derived from a CMA Report. A Comparable Market Analysis is the study of what other “like” properties are selling for (usually last 6 months) and their asking prices. This gives us an idea of the true market value. Note our calculator says “Conservative” This is because all buyers agents offer a lower price than what a property is listed for this is called negotiating the best deal. In other words, expect to receive an offer of usually 1-2% lower then your asking price.

Loan 1, Loan 2, Loan 3: Total loans against the property. i.e. Loan 1 would be your first mortgage,. Loan 2 would be your 2nd mortgage, Loan 3 would be your a 3rd mortgage, etc..

Back payments, penalties, and costs: Total of all outstanding mortgage expenses if your behind on your mortgage what is the required total to reinstate the loan?

Back taxes and other liens: Back taxes are taxes that have been partially or fully unpaid in the year that they were due. Taxpayers can have unpaid back taxes at the federal, state and/or local levels. What is your total back taxes plus accumulated interest and penalties to date? Liens can be mechanic liens, judgments or any other lien encumbering the sale of the home.

Selling Commissions: When a seller signs a listing agreement, he/she agrees to a commission rate with the listing agent, which is often 6%. This commission rate is often split evenly between the seller’s agent and the buyer’s agent and each agent usually pays their brokerage a portion of their earnings.

Holding costs: Your carrying cost is simply how much you spend on your house from the time it is listed until the time it is sold and typically includes your mortgage payment, taxes and insurance, utilities, and any maintenance and repair which must be done on the property. HUD estimates this comes to between 1 & 3% of a home’s value per year. The calculator assumes 3% for the entire year because the average time to sell using a traditional sales agent at listing is around 12 months. The average listing agreement is a 12 month term.

Contribution to buyer’s costs: Buyers and sellers at the close of a real estate transaction have closing costs that range from around 1% to 7% of the sale price. Buyers don’t want to pay out of pocket for different loan fees and prefer to wrap it into their loan. This results in buyers requesting a contribution to buyers closing costs in their purchase agreement. The clause read something like this: “Seller to pay up to 2% towards buyers closing costs.”

Transnational Expenses: Closing costs are an assortment of fees—separate from agent commissions—that are paid by both buyers and sellers at the close of a real estate transaction. In total, the costs range from around 1% to 7% of the sale price, but sellers typically pay anywhere from 1% to 3%, according to

Cosmetic work – Interior, Outside, Yard: Some improvements might not be warranted if an upgrade or repair won’t return the investment. However, buyers will discover the repairs needed during the pre-purchase inspection period and will request that seller fix certain items or lower the price to account for it. Either way these will be costs that come off your projected sales price. What are your houses estimated repair amounts?

Projected Net Equity: This is the total amount of home equity the homeowner when selling a house within 12 months using a real estate listing agent. In other words it is the projected amount you can expect to receive at closing when selling your property if you were to hire a full service real estate professional. To come up with your Net Equity you take the property value less any liens attached to the property, expenses, cosmetic fix up, etc..  Please note that this value fluctuates over time as payments are made on the mortgage and market forces play on the current value of that property.

If Sold To Me: Using the calculator above this field shows you the total estimated purchase price you can expect to receive if you sell us.


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